Elie Ayoub


During Elie’s time at LaTrobe studying commerce, he learnt two things quickly: accounting wasn’t for him, but finance certainly was. It sparked a fire in him and led to working in superannuation brokerage, followed by a vast array of roles at Westpac and Bank of Melbourne. Elie gained experience in financial planning including SMSF, deposits and shares, moving onto residential, business, commercial and corporate loans in his next role.

Elie wanted to take his knowledge and like all business owners, do things a little differently. He believes that there is often a siloed approach to finance whereas the best way to work with clients is a harmonious one. Elie is passionate about working with SME’s, learning what inspires them, how they started and why. Being able to create a customised service for them based on listening to their story is what he loves most about his role.

 Elie can site the lyrics to any Prince song, whilst cooking up a mean BBQ for his friends and family. You’ll find him preaching to his (already converted) sons about the Mighty Carlton Football Club and taking long drives, then walks, at the beach on the weekend.

John Cassar


With impressive experience in the finance industry ranging from sales, product management and project roles, John’s numbers brain combined with his enjoyment of fostering long term relationships with his clients makes him someone you’ll want to work with.

John was instrumental in rebuilding the debtor finance product at NAB following the GFC and has many leadership feathers in his cap too, exemplified by his running of the wonderful Invictus team today.

He preceded his career at Marcellin College (where he met Elie), and then with a Commerce degree from LaTrobe, polishing his skills with additional diplomas in finance and mortgage broking.

Making the move to business ownership was a natural one for John as his most loved part of the role is helping clients’ businesses succeed, being able to draw on his own experiences and skillset to do so. He doesn’t believe being an advisor and a friend should be mutually exclusive.

Whilst John is surrounded by women at home with three daughters and a beautiful wife, he makes up for the lack of testosterone by watching and participating in as many sports as possible with fishing, footy (Essendon only, thanks), soccer and squash being some of his favourites. John also loves travel – ask him about his favourite trips abroad next time you catch up!

Vanessa Ross

Business Operations Manager

Vanessa fell into the broking world by chance when she was able to get a job with Wizard Home Loans, loved it, and never looked back. She learnt about the industry and then moved into roles within banks where she met Elie, working under him for a few years. Vanessa has been mentored by some of the best and when a role opened up at Invictus, it was a no brainer for Elie to welcome her back into his team.

Continually learning something new every day and working with people from all walks of life is what Vanessa loves about her job most. She has been able to travel around Australia in her roles and has met a plethora of wonderful people as a result. Being part of the Invictus team from its infancy is something she’s incredibly proud of.

Vanessa’s number one joy in life is spending time with her (little tornado) five year old son. She plays netball, enjoys a glass of red and loves to extend her knack for organisation into the wardrobes of her friends, whose clothes she often rearranges.

Anthony Stiles

Senior Mortgage Broker

Anthony took the notion of working his way up pretty seriously, starting as a mail clerk with NAB and moving into business banking – sticking with them for over 34 years. Heading across to mortgage broking with MLC was an easy decision for Anthony as what he loves most about his work is being able to make a difference in his clients lives. 

Financial security isn’t the only thing Anthony is good at building; when he’s not in the office you’ll find him enjoying the serenity of his garage. Add a Richmond game, good bottle of red and time with his kids and gorgeous grand daughter, and he’s laughing!

Lucy Mascali

Client Loans Manager

Lucy got a taste for numbers when she used to help her mum run the family business as a kid. She then kicked off her career with Westpac in a customer service role and after her enjoyment for finance was reinforced, she moved into mortgage broking where she’s been for the last 13 years. Her experience speaks volumes and her passion for continuous development means that Lucy is an integral part of the Invictus team.

Broking allows Lucy to work with clients towards finding the best outcome for what is often the biggest financial decision they’ll ever make. Having a deep knowledge of all lending options holds Lucy in great stead to do so.

When she’s not crunching numbers, Lucy spends time with loved ones, ideally with a good gin in hand. Her two children are Lucy’s greatest joy and when she needs some recharge time, you’ll find her down on the Peninsula with her two closest friends, or watching her beloved Hawks.

Fenny Yong

Client Loans Manager

With a combination of impressive industry experience and numerous diploma’s and a degree under her belt, Fenny is certainly someone you want on your finance team. She spent seven years at Westpac working her way up from a bank teller position into business banking, onto mortgage broking and finally joining the Invictus team, managing loans for our clients.

Fenny enjoys working with money – her knack for numbers reflected in the Bachelor of Electrical Engineering she’s got under her belt. She loves to work with a client, taking on the challenge of finding the best solution for their situation.

With two primary school aged kids at home, Fenny savours an evening stroll with her dogs before getting into her favourite pastime: cooking.

Morgaine McQueen

Broker Associate

To say Morgaine has had a varied and interesting career so far is an understatement. After high school, she spent five years with the Australian Army, where she learnt to communicate and adapt to people from all walks of life. Along the way, she was able to travel to some amazing countries. From there, she shifted into finance and worked as a Home Lending Specialist with a credit union, crafting her knowledge about mortgages and the property buying process. She has since continuously moved in an impressive upwards career trajectory.

Morgaine understands the value of authentic communication. She brings an infectious energy and passion to her work and loves nothing more than helping people make educated decisions about their finances.

Having been mentored by some of the best brokers in the country, Morgaine combines this experience with excellent product knowledge – which she believes is her greatest strength. She prides herself on keeping up-to-date with the ever-changing lending landscape, ensuring clients have the most relevant and current education around their portfolios.

Outside of work you’ll find Morgaine exploring rural Victoria, venturing up to her mum’s farm and walking Gus, her four year old french mastiff.

Robyn Dods

Client Settlements Manager

Robyn’s caring nature can be seen in her initial career path of teaching, where she spent time as a relief teacher whilst also working in admin at a financial planning firm. As you can see, the finance path won out and she made her way through various roles until she became a certified Financial Planner, enjoying the position she’d worked for years to get qualified in.

Robyn’s girls, now 11 and 13, took priority for a while and she was fortunate enough to be a full time mum for some years. It didn’t take long for her to find her career feet again with a project manager role that led to working with mortgage brokers.

Robyn loves nothing more than helping clients turn their dreams into their reality.

Outside of work, you’ll find Robyn dreaming of their next family holiday, with much of Australia, the UK, Italy and Spain already being ticked off the list, watching and playing netball, and ideally heading down to Inverloch to visit her parents and the beach.

April McClelland

Client Relations Manager

April went through the first homebuyer process herself and it was this experience that sparked her interest in mortgage broking. April enjoyed the process so much that she left wanting to help others to feel that same sense of motivation and achievement.

If we look back a few years, April actually started her career in the finance industry as a bookkeeper. It was here she realised that the ins and outs of running a business and what goes on behind the scenes was something she wanted to keep learning about. After testing the waters in a few other industries, she’s come a full 360, happily settling into broking and finance.

Spending time outdoors (preferably with a glass of wine in hand) with her big family and partner is how you’ll find April on an ideal weekend.

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